How many quotes should I get?

Enough to see a pattern, but they must be built on the same assumptions. A broker quoting several insurers on identical settings is more useful than a handful of quotes with different limits and hospital lists.

Why does the broker need my medical history?

Because a quote without it is only an estimate. Underwriting decides what is excluded, and an insurer relies entirely on what you disclose. Being open at quote stage avoids a refused claim later.

Do I have to decide straight away?

No. There is no obligation at any point. A broker should give you the quote and the policy documentation to read in your own time.

Will you contact me repeatedly?

We pass your enquiry to a broker on our panel who will contact you about your quote. If you would rather we deleted your details, ask us through the form on our Contact page and we will action it — your rights are set out in our Privacy Policy.

Compare quotes

Compare Medical Insurance Quotes

A quote is only comparable when the settings behind it match. Fix your assumptions first, then let an FCA-authorised broker quote several insurers on exactly those settings.

Fix the excess, hospital list and out-patient limit before comparing
One enquiry rather than repeating your details on multiple sites
Quotes and advice come from an FCA-authorised broker
No cost to you for the introduction

Start my quote

Quote request · 2 minutes

Tell us what cover you need

We pass your answers to an FCA-authorised health insurance broker. Free to use, no obligation.

Your details
About your cover — complete
Consent

Your details

First name

Last name

Phone number

UK mobile or landline, for example 07700 900123.

Postcode

Year of birth

About your cover

Who needs cover?

Already have a policy?

Do you smoke?

Would you like full cancer cover?

Agree to our terms and conditions

We are a lead introducer, not an insurer or broker, and we do not sell your details to unrelated third parties.

How it works

1. Tell us what you need

Complete the short form above. There is no obligation to proceed at any point.

2. We match your enquiry

We pass your details to an FCA-authorised health insurance broker whose panel suits your requirements.

3. You get advice and a quote

The broker compares the insurers available to them, explains the exclusions, and quotes on cover that fits.

Set your assumptions before you compare

Decide on four things and hold them constant: who is covered, the excess you are comfortable with, the hospital list you need, and whether out-patient cover is full, capped or excluded. Once those are fixed, differences between insurers become real rather than cosmetic.

Then ask the broker to show you the same four settings across each insurer they can access, along with the cancer, therapies and mental health limits.

Questions worth asking the broker

Which insurers are on your panel, and are there notable ones you cannot access?
How would each insurer underwrite my medical history?
Are diagnostic scans paid before diagnosis, and from which benefit?
What happens to my premium at renewal if I claim?
How does the claims process work, and who authorises treatment?

What happens with your enquiry

We store the details you submit, together with the consent you gave and the time you gave it, and pass the enquiry to an FCA-authorised broker on our panel. We do not sell your data to unrelated third parties, and you can ask for it to be deleted at any time.

Frequently asked questions

Compare health insurance cover

The feature checklist to work through first.

Private medical insurance

Underwriting, hospital lists and annual limits.

Cheaper health insurance

Where premiums can be reduced safely.

Ready to see what cover would cost?

Complete the form at the top of this page. We will pass your enquiry to an FCA-authorised broker who can quote on private medical cover for you.

Complete the quote form