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Making a complaint about health insurance

Complaints go first to the firm involved; the Financial Ombudsman Service may then consider unresolved complaints.

Published by Beyond Leads Limited · 27 October 2026

General information only, not insurance or medical advice. health-quote.co.uk is an FCA introducer, not a broker or insurer. We do not recommend policies or arrange cover.

Key points

Firms must have a complaints procedure. The Ombudsman generally expects the firm to be given the chance to respond first.

Complaints about our introduction should come to health-quote.co.uk via the Contact page.

What to check in the policy documents

Policy terms differ between insurers. When looking at this topic, the documents to read are the policy summary, the full policy wording and your schedule. Points worth checking include: the firm's complaints process; time limits; ombudsman eligibility.

This page cannot confirm whether any person, condition or treatment would be covered. That depends on the insurer's terms and decision.

Who can answer questions about your situation?

health-quote.co.uk is a trading name of Beyond Leads Limited (FCA firm reference 940006). We are an introducer, not a broker or insurer, and we do not give prices, recommendations or advice.

If you send an enquiry, we introduce it to Complete Insurance, an FCA-authorised broker, who can discuss your requirements and explain any quotation. There is no obligation to proceed.

Sources

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