Health insurance in Scotland, Wales and Northern Ireland
Private medical insurance is available across the UK; hospital lists and NHS arrangements differ by nation.
Published by Beyond Leads Limited · 27 October 2026
General information only, not insurance or medical advice. health-quote.co.uk is an FCA introducer, not a broker or insurer. We do not recommend policies or arrange cover.
Key points
NHS Scotland, NHS Wales and Health and Social Care in Northern Ireland are run separately, with their own waiting times.
Insurers' hospital lists cover private facilities in each nation.
What to check in the policy documents
Policy terms differ between insurers. When looking at this topic, the documents to read are the policy summary, the full policy wording and your schedule. Points worth checking include: hospitals in your area on the list; rules for options linked to NHS waiting times; postcode used for the quote.
This page cannot confirm whether any person, condition or treatment would be covered. That depends on the insurer's terms and decision.
Who can answer questions about your situation?
health-quote.co.uk is a trading name of Beyond Leads Limited (FCA firm reference 940006). We are an introducer, not a broker or insurer, and we do not give prices, recommendations or advice.
If you send an enquiry, we introduce it to Complete Insurance, an FCA-authorised broker, who can discuss your requirements and explain any quotation. There is no obligation to proceed.