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Health insurance when leaving a job

Leaving an employer usually ends company health insurance; some schemes offer an individual continuation option.

Published by Beyond Leads Limited · 27 October 2026

General information only, not insurance or medical advice. health-quote.co.uk is an FCA introducer, not a broker or insurer. We do not recommend policies or arrange cover.

Key points

Continuation may carry existing underwriting terms over to a personal policy, if offered.

Time limits often apply, so check promptly.

What to check in the policy documents

Policy terms differ between insurers. When looking at this topic, the documents to read are the policy summary, the full policy wording and your schedule. Points worth checking include: continuation offer terms; deadlines; gaps in cover.

This page cannot confirm whether any person, condition or treatment would be covered. That depends on the insurer's terms and decision.

Who can answer questions about your situation?

health-quote.co.uk is a trading name of Beyond Leads Limited (FCA firm reference 940006). We are an introducer, not a broker or insurer, and we do not give prices, recommendations or advice.

If you send an enquiry, we introduce it to Complete Insurance, an FCA-authorised broker, who can discuss your requirements and explain any quotation. There is no obligation to proceed.

Sources

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