Who regulates health insurance in the UK?
Insurers and intermediaries selling health insurance in the UK are regulated by the Financial Conduct Authority (FCA), with insurers also supervised by the PRA.
Published by Beyond Leads Limited · 27 October 2026
General information only, not insurance or medical advice. health-quote.co.uk is an FCA introducer, not a broker or insurer. We do not recommend policies or arrange cover.
Key points
You can check a firm's permissions on the FCA Financial Services Register using its name or firm reference number.
Complaints that are not resolved by a firm may be referred to the Financial Ombudsman Service, subject to its rules.
What to check in the policy documents
Policy terms differ between insurers. When looking at this topic, the documents to read are the policy summary, the full policy wording and your schedule. Points worth checking include: the firm reference number of each business you deal with; the firm's complaints process; whether the Financial Ombudsman Service is available for your complaint.
This page cannot confirm whether any person, condition or treatment would be covered. That depends on the insurer's terms and decision.
Who can answer questions about your situation?
health-quote.co.uk is a trading name of Beyond Leads Limited (FCA firm reference 940006). We are an introducer, not a broker or insurer, and we do not give prices, recommendations or advice.
If you send an enquiry, we introduce it to Complete Insurance, an FCA-authorised broker, who can discuss your requirements and explain any quotation. There is no obligation to proceed.